New Year's resolutions are free, and with this year being on such thin ice economically, I decided I'd snap that bargain up and take 12. Yes, I've got 12 New Year's Resolutions this year, one for every month. I'm trying a new system to see if it will help my resolutions stick. I've picked 12 little habits in my life that I'd like to change and each month I'm going to focus on one, giving myself a whole month to replace it with a new and improved habit. For instance, in January I'm focusing on eating breakfast. I usually skip it and it's really bad for me. So for all of January I'm going to make sure to eat breakfast. I'm hoping by the end of the month that one will have stuck and then I'll move on to resolution number two.

The idea comes from the principal that you need to repeat a new habit many times to make it stick and also that it's more effective to focus on really specific little changes than something more general, like "eat better".

What are your New Year's Resolutions? Share them in the comments.

In our links for this week find out top resolutions for moms, a response from Crains explaining why NYC isn't heading back to the 70s and more.